Inventory purchasing
Minimum orders and supplier deposits can create a large upfront commitment. Use confirmed customer demand and stock already held when defining the purchase.
Business financing referrals · Distribution businesses
Plan the purchase behind your next distribution cycle.
A distributor may pay suppliers before goods are delivered or customer invoices are settled. Explain the inventory order, handling cost and timing of the gap in your application.
Defining the expense
Examples of expenses to outline
Handling equipment
Packing stations, pallet equipment and loading aids can support a change in order volume. Include setup costs and the space needed to use them.
Routine spending commitments
Freight, warehouse labor and supplier balances may come due on different dates. Break the request into those obligations and identify expected customer payment dates.
Review what accepting would mean
Check the details that affect your business
Available proceeds
Work out the usable amount after the provider’s stated deductions.
Cost over time
Compare the sum of payments and fees across the whole financing arrangement.
Business budget
Consider the proposed payment dates alongside quiet periods and existing commitments.
Distribution businesses · funding preparation
Review expenses alongside payment dates
Gross order value is different from the cash tied up in an order. Deduct deposits and consider returns or customer payment terms when estimating the amount that needs funding.
Getting a request started
What to expect along the way
Funding purpose
State what the funds would pay for and when that payment is expected.
Business basics
Answer the form’s questions about the operation and provide accurate owner contact details.
Complete the request
Review the disclosures and the information entered, then verify your mobile number before sending it.
Important points for applicants
Read about the process and our role
Where do my details go after submission?
This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.
Who makes the funding decision?
A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.
When should I expect an update?
A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.
How do I confirm access to my phone?
A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.
Explain the need
Take the first step with a clear funding purpose
Put the amount, business purpose and requested timing into the form when you are ready.